💱 How Tourists Can Exchange Money in Sri Lanka?

Tourists visiting Sri Lanka have several convenient and safe options for exchanging FOREX currency into SL Rupees. Here’s a clear breakdown:

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✅ 1. At the Airport (Bandaranaike International Airport – BIA)

Best for: Immediate cash upon arrival

• Currency exchange counters are available in the arrival terminal (before and after customs).
• Open 24/7.
• Rates are slightly less favorable than city banks but convenient.

Popular counters include:

• Bank of Ceylon (BOC)
• People’s Bank
• Sampath Bank
• Commercial Bank

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✅ 2. Banks

Best for: Secure transactions and good exchange rates

• Most major banks in Sri Lanka allow currency exchange over the counter.
• Open from 9:00 AM to 3:00 PM (Monday to Friday).
• Passport is required for verification.

Recommended banks:

• Commercial Bank of Ceylon
• Hatton National Bank (HNB)
• Sampath Bank
• Bank of Ceylon (BOC)
• People’s Bank

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✅ 3. Authorized Money Exchange Centers

Best for: Competitive rates and quick service

• Found in major cities and tourist hubs like Colombo, Negombo, Kandy, Galle, Ella, and Mirissa.
• Usually open longer hours than banks.
• Must be licensed by the Central Bank of Sri Lanka (look for the certification).

Note: Avoid unlicensed street vendors or unauthorized individuals.

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✅ 4. ATMs (Using International Debit/Credit Cards)

Best for: Convenience and safety

• Widely available across Sri Lanka.
• Accepts Visa, MasterCard, Cirrus, Maestro cards.
• Dispenses money in LKR.
• Your home bank may charge a foreign transaction fee.

Top ATM networks:

• Sampath Bank
• Commercial Bank
• Hatton National Bank
• Nations Trust Bank

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✅ 5. Hotels and Resorts

Best for: Emergency small amounts

• Many hotels offer currency exchange at the front desk.
• Rates are usually less favorable than banks or money changers.
• Safe for small, urgent needs.

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🔁 Exchange Rate Tip

• Always check the daily exchange rate on reliable sites like:
  • CBSL.lk – Central Bank of Sri Lanka
• Count your money before leaving the counter.
• Always ask for a receipt.

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⚠️ Avoid

Using unknown apps or unofficial online exchangers.

Exchanging money on the street or with strangers.