Tourists visiting Sri Lanka have several convenient and safe options for exchanging FOREX currency into SL Rupees. Here’s a clear breakdown:
✅ 1. At the Airport (Bandaranaike International Airport – BIA)
Best for: Immediate cash upon arrival
- Currency exchange counters are available in the arrival terminal (before and after customs).
- Open 24/7.
- Rates are slightly less favorable than city banks but convenient.
Popular counters include:
- Bank of Ceylon (BOC)
- People’s Bank
- Sampath Bank
- Commercial Bank
✅ 2. Banks
Best for: Secure transactions and good exchange rates
- Most major banks in Sri Lanka allow currency exchange over the counter.
- Open from 9:00 AM to 3:00 PM (Monday to Friday).
- Passport is required for verification.
Recommended banks:
- Commercial Bank of Ceylon
- Hatton National Bank (HNB)
- Sampath Bank
- Bank of Ceylon (BOC)
- People’s Bank
✅ 3. Authorized Money Exchange Centers
Best for: Competitive rates and quick service
- Found in major cities and tourist hubs like Colombo, Negombo, Kandy, Galle, Ella, and Mirissa.
- Usually open longer hours than banks.
- Must be licensed by the Central Bank of Sri Lanka (look for the certification).
Note: Avoid unlicensed street vendors or unauthorized individuals.
✅ 4. ATMs (Using International Debit/Credit Cards)
Best for: Convenience and safety
- Widely available across Sri Lanka.
- Accepts Visa, MasterCard, Cirrus, Maestro cards.
- Dispenses money in LKR.
- Your home bank may charge a foreign transaction fee.
Top ATM networks:
- Sampath Bank
- Commercial Bank
- Hatton National Bank
- Nations Trust Bank
✅ 5. Hotels and Resorts
Best for: Emergency small amounts
- Many hotels offer currency exchange at the front desk.
- Rates are usually less favorable than banks or money changers.
- Safe for small, urgent needs.
🔁 Exchange Rate Tip
- Always check the daily exchange rate on reliable sites like:
- Count your money before leaving the counter.
- Always ask for a receipt.
⚠️ Avoid
Using unknown apps or unofficial online exchangers.
Exchanging money on the street or with strangers.